e-Homeloans - For all your online applications

PRIVATE INDIVIDUAL/ SALARY EARNER

• Fully completed application

• Signed Offer to purchase

• Clear copy of ID

• Most recent Proof of income

• 3 Months non Internet personal bank statements

• Marriage Certificate.

• The same documents are required for a co-applicant, sureties and clients that are married in community of property.

COMMISSION EARNER

• All the above and

• 6 months latest non internet bank statement and letter from employer confirming average income

SELF-EMPLOYED/SOLE PROPRIOTER CLIENTS

• Refer to Private Individual plus the following

• Signed Auditors or Accountant letter confirming income

• Singed copy of personal Assets and liabilities

• 3/6 Months business bank statements

• Current Financials or management accounts for the business

CLOSE CORPORATION/ COMPANY

• All of the above

• Clear ID documents of all members/directors

• Signed Auditors letter for all members confirming income

• 3 Months personal banks statements of each member

• 6 Months business statements

• Singed financials statements

• Signed personal Income/expenses, Assets/liabilities for all members/directors

• Company documents confirming members

TRUST

• Refer to the above

• Audited financials for trust

• Trust documents

SWITCHES

• Refer to Private Individual plus the following (Offer to purchase not required)

• 6 Months recent bond statements

N.B. FOR BUILDING LOANS PLEASE CONTACT US AS THERE ARE ADDITIONAL REQUIREMENTS.
E.G. Builders Contract, Schedule of Finishes, Detailed Plans, Copy of Builders NHBRC.